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Testimonials shown are from current clients of Greystone Wealth Management. Clients were not compensated for their testimonials. These experiences may not be representative of all client experiences and are not a guarantee of future performance or success.
Check Out Our Full Suite of Services
We’re independent, so we can help you develop your custom financial strategy from a wide array of products, services and approaches. We can help meet your specific financial needs, no matter how close you are to retirement.
Unlike the working years, when you’ve likely drawn a regular paycheck, at retirement, it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.
How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.
Whether you prefer to “set it and forget it,” or you want to more actively participate in your investments, we can help you design an investment strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens — so we plan for that, too.
Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.
We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.
Annuities are financial tools that can help you create a stream of income that you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.
We offer a suite of services to affluent clients who are looking for a holistic approach to their financial future, all in one place. We’ll help you with comprehensive guidance to help reach the goals and dreams you’ve been envisioning.
Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and, in some cases, to help preserve your assets for future generations.
We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).
Insurance products are offered through the insurance business Greystone Wealth Management. Greystone Wealth Management is also an Investment Advisory practice that offers products and services through Greystone Wealth Management, a Registered Investment Adviser. Greystone Wealth Management does not offer insurance products. The insurance products offered by Greystone Wealth Management are not subject to Investment Adviser requirements.
Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Greystone Wealth Management is not affiliated with or endorsed by the U.S. government or any governmental agency.
The WISE Framework
We organize your financial life using our WISE Framework — an integrated approach that aligns investments, income, taxes, and legacy planning.
Frequently Asked Questions (FAQs)
Welcome to the Greystone Wealth Management FAQ page. As an independent Registered Investment Advisor (RIA) focused on retirement income planning, tax strategies, and fiduciary advice, we believe in complete transparency. Below are the answers to the most common questions we receive from prospective and current clients.
Client assets are held with Charles Schwab & Co., Inc., an independent third-party custodian. While Greystone Wealth Management manages client portfolios and financial planning strategies, Schwab provides custody of assets, account reporting, and account protection services. We never have direct access to your money, only the authorization to trade and manage it on your behalf.
Yes, absolutely. As an independent Registered Investment Advisor (RIA), Greystone Wealth Management is legally and ethically bound to act as a fiduciary at all times. This means we are required to put your best interests ahead of our own, disclose any potential conflicts of interest, and provide advice that aligns strictly with your financial goals. We do not sell proprietary products or earn hidden commissions on the investments we recommend.
We are a fee-based advisory firm. Our compensation is straightforward and transparent, typically based on a percentage of the Assets Under Management (AUM) that we oversee for you. This aligns our interests with yours—when your portfolio grows, our compensation grows, and vice versa. We will clearly outline our fee structure during our initial strategy session before you sign any agreements.
Our expertise is specifically tailored for individuals and families who are approaching retirement or are already retired. They typically seek a comprehensive strategy that coordinates their investments, minimizes their tax burden, optimizes their Social Security, and ensures a durable income stream for the rest of their lives. We specialize in transitioning wealth from the "accumulation phase" to the "distribution phase" safely.
The WISE Blueprint™ is our proprietary framework for comprehensive financial planning. It stands for Wealth, Income, Strategy, and Estate. We use this system to ensure no stone is left unturned in your financial life, coordinating your investment growth, retirement income streams, tax mitigation strategies, and legacy planning into one cohesive, actionable plan.
We utilize the "Fiscal House" framework to build resilient portfolios.
- The Foundation: Protected assets and guaranteed income sources (like Social Security or pensions) to cover your essential living expenses.
- The Walls: Durable income-producing investments that provide stability and cash flow.
- The Roof: Growth-oriented assets designed to outpace inflation and grow your wealth over the long term.
This structure ensures you have the liquidity you need for today while protecting your purchasing power for tomorrow.
Yes. We believe that it's not just about what you make, but what you keep. We use advanced tools like Holistiplan to review your tax returns, project future tax liabilities, and implement proactive strategies such as Roth conversions, tax-loss harvesting, and optimized withdrawal sequencing to minimize your lifetime tax burden.
We believe in high-touch, proactive client relationships. At a minimum, we conduct comprehensive annual reviews to update your financial plan. However, our communication is ongoing. We provide regular market updates, proactive tax planning outreach, and we are always available to answer your questions as your life circumstances change.
Our initial consultation is a no-pressure, educational strategy session. We will ask questions to understand your current financial situation, your retirement goals, and your values. We will explain our process, how we can help, and determine if we are the right fit for each other. If we aren't the best firm for your specific needs, we will happily point you in the right direction.
Getting started is simple. You can schedule a complimentary strategy session directly through our website using Calendly. We look forward to learning about your vision for retirement and showing you how Greystone Wealth Management can help you achieve it with clarity and confidence.